10 New Year’s Resolutions For The Commercial Insurance Buyer
Now is a good time to review your commercial insurance programs and risk management plans to ensure that your company is adequately covered in 2012. Here are just a few of the issues risk managers,...
View ArticleMyth #1: Your Business Is “Fully Covered”
Last week I provided a list of my top 10 commercial insurance myths and misconceptions. Today I want to start with the first misconception on the list: Your Business Is “Fully Covered”. I hear this a...
View ArticleMyth #2: Policy Forms Are “Standard” And Cannot Be Negotiated
Let’s start with a little background. Since the McCarran-Ferguson Act was passed by Congress in 1945, the insurance industry largely has been exempt from federal regulation. That includes (with some...
View ArticleMyth #3: Fraud Claims Are Not Covered
It’s time to get back to my list of Top 10 Commercial Insurance Myths and Misconceptions. Today we discuss misconception #3: Fraud Claims Are Not Covered. This issue most frequently arises in the...
View ArticleNo D&O Coverage For Civil Theft Judgment
We do not get a lot of D&O coverage decisions in Florida, so any time there is a decision in this area it is noteworthy. The recent decision in Twin City Fire Ins. Co. v. CR Technologies, Inc.,...
View ArticleSeverability Clause Saves Coverage For Additional Insureds
It has been a fairly quiet first half of 2016 for insurance law decisions in Florida. Several important cases are pending with Florida appellate courts, and as the weather heats up hopefully some of...
View ArticleTwo Wrongs Can Make It Right
There are few things I hate more than seeing a policyholder forfeit coverage. Most of my claims involve close calls, or unsettled or novel areas of the law. Sometimes the claim is the type that is...
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